Insectux (3.5e Campaign Setting)/Geography and Environment

Weather
Other Modifiers:
 * If being chased add 4 to the survival DC, but add 2 to your escape artist score.
 * If within cover add 1 to survival score.
 * If on water (in a boat or swimming), add 4 to survival DC.

Cover
Cover is what protects one from claws and eyes, and weather. Cover is simple; add 1 to escape, hide or survival bonuses for every quality that is justifiable. Bonuses found for flora organisms in the organism page, already account for this.

Habitat
Habitat does not grant any bonuses, only informs of what type of creatures one will generally encounter. Be extra wary when near water. The habitat types that have listed creatures are: Beach, Desert, River, Swamp, Tropical Forest, and Temperate Forest.