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|summary=You are afraid of large bodies of water, this lead you to be very careful around them. If you are pushed into it you quickly panic.
|prerequisite=
|effect=You are [[At Bay (3.5e Condition)|At Bay]] from body of waters of 20 feet square or larger within 60 30 feet of you. If you unwillingly become totally submerged in liquid, you become [[SRD:Panicked|panicked]] (attempting to return to solid ground); even when back on solid ground, you are so shocked that you are [[SRD:Shaken|shaken]] for an hour.
Additionally you take a -4 penalty on [[SRD:Swim Skill|Swim]] checks and can never take 10 on them.
