Gambler (3.5e Flaw)
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Gambler
You are an avid gambler, taking risk and losing money. Even if you rarely make a profits, it all in good fun, you'll never need that money anyway.
Effect: You are an avid gambler, betting money constantly and usually losing more than winning. This equates to having 10% less wealth by level than a normal character due to the losses to your habit. In a game that does not use wealth per level, you must use at least 10% of each of your monetary gains for gambling. This effectively reduces all of your monetary gains by 10%.
Whenever you are challenged to a game or bet with an amount at most 1 gp per character level, you must accept or else become Shaken for 24 hours. This condition ignores immunities and cannot be worsened. You are immediately cured of this condition if you accept another bet of the same value, or more valuable.
Benefit: A Moderate bonus feat or lower for which you meet the prerequisites.
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